Reconstruction has begun in the parts of Pacific Palisades impacted by the recent wildfire. This devastating event destroyed homes, disrupted lives, and left Southland communities grappling with immense loss. Now, recovery is underway. For many homeowners facing fire damage for the first time, starting over may feel overwhelming—but you’re not alone.
If you’re rebuilding due to wildfire, house fire, or severe water intrusion, preparation is key. At Varsity, we’ve partnered with homeowners across Los Angeles, Orange, and Riverside Counties to restore and rebuild safer, stronger homes. Here’s what you need to know to protect your investment and make confident decisions throughout the construction process.
1. Secure the Site and Evaluate the Damage
Before rebuilding can even be considered, secure the site for safety. Use tarps, fencing, and shoring for damaged structures. Once the area is stable, assess all visible—and hidden—damage. Heat, smoke, and water may compromise materials that look intact.
- Work with your insurer on a full damage assessment.
- Consider hiring a third-party inspector to confirm findings.
Tip: Keep thorough records—photographs, claim documents, repair quotes, and communication logs.
2. Review What Your Insurance Actually Covers
Insurance plays a big role in how your rebuild unfolds. Dig into your policy and get clarity on:
- Full replacement or depreciated value?
- Coverage for temporary housing?
- Allowance for debris removal?
- Will they pay for bringing the home up to current code?
These details directly impact budgeting and planning. A public adjuster might help coordinate larger claims, particularly if many homes in your area were affected.
3. Should You Rebuild or Start Fresh Somewhere Else?
Rebuilding isn’t always the only path. Some families may find it faster—or less expensive—to purchase another home. Several key factors will guide your decision:
- Structural damage level
- Your insurance payout
- Nearby land or listings
- Emotional connection to your property
Many Southern California cities, especially after a widespread disaster, face delays in permitting, inspections, and material supplies. Be patient, but proactive.
4. Learn Local Code Requirements
Pacific Palisades and neighboring areas enforce strict recovery regulations. These aim to limit future fire risk and include:
- Using ignition-resistant construction materials
- Defensible landscaping
- Upgraded wall systems and roofing
- Vented areas designed to prevent ember intrusion
Stay in regular contact with city or county building departments. Your design and construction plans must comply with all current standards before approval.
5. Choose the Right Rebuild Partner
Disasters can attract out-of-town or unqualified contractors hoping for quick work. Don’t rush this decision.
Look for licensed builders familiar with:
- Insurance-funded reconstruction
- Smoke and fire remediation
- Current local code requirements
Varsity has deep roots in Southern California and a proven track record of helping fire survivors rebuild thoughtfully and efficiently. We know how to coordinate directly with insurance adjusters, engineers, and inspectors to keep your project moving.
Avoid red flags like large upfront payment requests or vague estimates. Trust your gut, and do your due diligence.
6. Plan for Waiting—But Don’t Wait to Plan
Once demolition and debris removal are complete, the design-build process begins. Material prices, permitting bottlenecks, and labor shortages can stretch timelines.
Stay engaged:
- Keep a project checklist
- Track who’s responsible during each phase
- Push for weekly updates from your builder and insurance contact
Set realistic goals—but always push forward. Temporary housing should be covered under your policy until your home is move-in ready.
7. Rebuild With the Future in Mind
Fire recovery is the chance to rebuild smarter. At Varsity, we recommend forward-thinking design choices that support safety, comfort, and savings.
Consider:
- Energy-efficient appliances
- Non-combustible exterior materials
- Reinforced roofs and framing systems
- Backup power systems, such as solar panels with battery storage
- HVAC with advanced smoke filtration
Many of these upgrades qualify for rebates or wildfire mitigation discounts on insurance.
Final Thoughts
The rebuilding process doesn’t just restore what you lost—it gives you the chance to improve it. Fire recovery is challenging, but with the right professionals by your side and clear planning, you can rebuild a safe, efficient home with lasting value.
If you’re ready to start again in Los Angeles, Orange, or Riverside Counties, Varsity is here to help you every step of the way—whether rebuilding from the ground up or redesigning a fire-damaged structure with modern upgrades.
Need a team that understands fire restoration construction?
Contact Varsity to schedule a consultation and start planning how your dream home can rise from the ashes.