Terms of Use

Last updated: October 2026. By using this website you agree to these Terms.

Information only

Website content is general information and is not legal, tax, insurance, lending, or financial advice. Submitting an inquiry does not create a client, agency, or fiduciary relationship. Any engagement is governed by a separate written agreement.

No guarantees

We make no promise or guarantee of insurance recovery amounts, financing approval, home values, or construction costs or timelines. Illustrations are conceptual.

Services by separate companies

Construction, brokerage, lending, and insurance-related services are provided by separate, appropriately licensed companies or professionals, as described in our Service Disclosures.

Intellectual property

Website content is owned by Varsity or its licensors and may not be reproduced without permission.

Limitation of liability

To the fullest extent permitted by law, Varsity is not liable for any indirect or consequential damages arising from use of this website. The website is provided “as is.”

Governing law

These Terms are governed by the laws of the State of California.